Dear Client,

We're excited to share an important update that will simplify your payment operations and reduce your costs as of October 9, 2025.

What's changing:

We are in the process of merging SEPA and SEPA Instant payment accounts into one unified solution. This means:

One account for all SEPA payments: No need to open or manage separate accounts for standard and instant transfers.
SEPA Instant enabled by default: Access to instant payments whenever you need them.
Smaller fees: SEPA Instant now has the same fee as standard SEPA, with no extra charges for speed.
Important to note: SEPA Instant is available for transactions up to €15,000 when the payee's account supports instant payments. For amounts above this or when instant payments aren't supported, standard SEPA will be used automatically.

What you need to do:
Nothing! If you currently have separate SEPA and SEPA Instant accounts, they will be automatically merged. Your existing payment flows will continue uninterrupted, and you'll see the standard SEPA fees applied to all transactions going forward.

Have questions?

Feel free to reach out if you'd like to discuss how this update affects your specific payment setup or if you have any questions about the new fee structure.

Regards
The Support Team
Monvenience Ltd